What is My Credit Score?

The question everyone wants an answer to: What is my credit score? Get answers with Credit Boost’s free credit checker! Your credit score is a 3-digit number that dictates your financial freedom– loan terms, interest rates, and even whether you can get a loan in the first place. You can check it with different bureaus multiple times per year to monitor your report for fraud, legal action, and unpaid debt. The higher your score, the better your financial health.

With Credit Boost, checking your credit score is quick, easy, and FREE! All you need to do is click the big red button above this page (top right of the header menu), and you’ll be redirected to a form where you’ll enter your ID number and contact number. We need your ID number to check our reference system and your contact number to get your results to you.

What your credit score means

Credit scores vary slightly from bureau to bureau, but they mostly range from 500 to 850.

Poor (below 580)

Credit scores start at 300. So, if you have a score below 580, it indicates that you’re not good at managing loans and paying them back. People with scores in this range are not likely to get lent money or at the very least not be granted favourable loan terms. They’ll likely receive high-interest and limited loan options.

Fair (580 – 669)

This is an average credit score. Individuals in this range will probably qualify for loans while still facing higher interest rates and stricter lending requirements.

Good (670 – 739)

A score between 670-739 indicates that you’re responsible financially. If you have a score like this, you’ll probably receive competitive loan rates, but still not receive the absolute best terms.

Very Good (740 – 799)

If you have a very good credit score, you likely have a great loan history. Lenders will probably trust you more than they would the average consumer. Expect favourable loan terms and competitive interest rates.

Exceptional (800 – 850)

Well done! This is the absolute top of the credit score range. You’ll get the best loan rates and interest rates.

Check your credit score today with Credit Boost‘s free credit checker! We’re excited to help you unlock financial freedom.