Free Credit Check That Doesn’t Impact Your Credit Score
Gone are the days of credit checks ruining your credit score. Enter Credit Boost’s 100% free credit report, the statement that doesn’t negatively impact your standing with credit bureaus.
Credit Boost’s credit report check doesn’t harm your standing with agencies like ITC and the NCR because it’s a sort of check the industry calls a soft inquiry or account review.
Soft inquiries are when you or a company check your credit score or when companies pre-approve you for offers without a formal application. They do not leave any mark on your credit report and have no impact on your credit score.
In contrast, hard inquiries are performed by lenders when you formally apply for credit, like a loan, credit card, or mortgage. Each hard inquiry leaves a temporary mark on your credit report for up to two years, potentially dropping your score by a few points. Also, note that multiple hard or regular inquiries in a short period (rate shopping) can be seen as risky by credit bureaus.
Why you’ll love our free credit check!
We think you’ll adore our credit report check simply for the fact that it’s 100% free. No more hidden fees, no subscriptions, and no middlemen. You can get your report in minutes, with a user-friendly interface you so can completely understand your report. All you need is an ID number and contact details.
Plus, you get your full report: credit limit, judgments, payment history, and all previous credit applications, including adverse and satisfactory accounts. If for some reason you can’t access your report, a team member will be in touch in a jiffy. Our five-star service allows you to monitor for errors and quickly dispute them.
Get peace of mind and a credit report at no cost to you or your credit.
