Get a Free Credit Score – No Credit Card Details Needed

Maintaining a healthy credit score is crucial for accessing various financial opportunities, from securing loans to renting an apartment. Yet, anxieties around credit checks often deter individuals from monitoring their credit health. This apprehension stems from the misconception that checking your credit score itself can negatively impact it.

Credit Boost wants to break down this barrier and empower you to take control of your credit journey. We offer completely free credit reports with no hidden costs, no middlemen, and no need for credit card details. More importantly, obtaining your credit report with Credit Boost has absolutely no impact on your credit score.

Free Credit Reports: A Legal Right and a Financial Tool

South Africa’s National Credit Act (NCA) of 2005, Section 78(3) enshrines your right to access a free credit report annually from each registered credit bureau. This legislation recognises the importance of transparency and financial inclusion. With free credit checks, consumers can identify and address any discrepancies, manage their finances effectively, and safeguard against identity theft.

Soft Inquiries: The Safe Way to Check Your Credit

Understanding the different types of credit checks is crucial. A hard inquiry occurs when you formally apply for credit, such as a loan or credit card. These inquiries appear on your credit report for up to two years and can slightly lower your score.

A soft inquiry (account review) does not affect your credit score. This type of check is used for non-credit-related purposes, such as pre-approved credit card offers, employment background checks, or when you check your credit score. Since no formal application is involved, lenders don’t view it as a potential credit risk.

Credit Boost: Your Gateway to Free and Safe Credit Reporting

With Credit Boost, you can leverage the power of soft inquiries to obtain your free credit report with complete peace of mind. Our user-friendly platform allows you to access your report within minutes, providing valuable insights into your credit history, payment history, and overall creditworthiness. Additionally, our dedicated support team is readily available to answer any questions and guide you through the process.

By taking advantage of your right to a free credit report and utilizing safe methods like soft inquiries, you can take charge of your financial well-being and make informed decisions about your future.

Start your journey towards better credit health today with Credit Boost – your reliable partner for free and responsible credit reporting.

Get Your FREE Credit Report Here