The Best Way to Check Credit Score

Checking your credit score regularly is crucial to maintaining good financial health. It can help mitigate fraud, address errors, and ensure you’re in good standing with lenders and the bureaux.

You should check your credit score 4 times a year to check for incorrect information (like wrong names and addresses or late payments), derogatory marks (false judgments or administration orders), and to ensure your credit score hasn’t wrongly fluctuated– gone down for an unidentified reason. This way, you’ll be able to clear your credit.

You’ll also be able to get a good grasp on whether you’re a viable candidate for loans and other credit. An excellent credit score helps get lower interest rates, better insurance premiums, and better rental options.

How can you check your credit score easily and online for free?

How to Check Your Credit Score Online for Free

Credit Boost has partnered with XDS to bring you a free online credit check. All you need is your ID and cellphone. Once you submit these, we’ll reference XDS’ system and give you a full credit report, including your score, in minutes.

The best part? It won’t hurt your credit report. That’s because it’s a non-footprinted credit check or a soft inquiry. Lenders won’t be able to see it because it’s not a formal credit application (these applications use hard inquiries, too many of which damage your score). South African law (NCA) necessitates that each bureau provide you with one free credit report per year.

To check your score with Credit Boost, use our free online credit checker. Click the large red button on the top right of your screen. Then, input your ID number and contact details. A member of our team will be in touch within minutes to forward you your credit report and score.

If you have questions about your report or need help fixing your credit score, contact Credit Boost. We would love to help you attain financial agency and an excellent credit score.